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Current: The Future of Banking

7.17.1 by Current

(0 Reviews) December 03, 2024

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Latest Version

Version
7.17.1

Update
December 03, 2024

Developer
Current

Categories
Finance

Platforms
Android

Downloads
0

License
Free

Package Name
com.current.app

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More About Current: The Future of Banking

Current is the future of banking. Spend, save, and manage your money better with our mobile banking app and Visa credit and debit cards so you can make the most of what you've got.

Current is a financial technology company that offers a variety of banking services through partnerships with FDIC-insured banks. This means that while your deposits may be insured up to $250,000, it is not through Current itself, but rather through the banks they work with. In order to be eligible for this insurance, certain conditions must be met.

With Current, you can use their Build Card to safely build credit without the need for credit checks. You can also qualify for up to a $500 Paycheck Advance, get fee-free overdraft and cash withdrawals from Allpoint ATMs, and receive your paycheck up to 2 days faster with direct deposit.

Additionally, you can earn up to 4.00% annual bonus on your savings, get up to 7x the points and cash back on swipes, and have access to 24/7 support through the app. However, some fees may apply, such as out of network ATM fees, late payment fees, foreign transaction fees, and card replacement fees.

The Boost Bonuses feature allows you to earn a variable rate on your Savings Pods, with a potential boost rate of 4.00% annually if certain conditions are met. This feature is available for balances up to $2000 per Savings Pod, up to $6000 total.

It is important to note that the Current Visa Debit Card is issued by Choice Financial Group and the Current Visa secured charge card is issued by Cross River Bank. These cards can be used wherever Visa debit or credit cards are accepted. A Current Individual Account is required to apply for the secured charge card and independent approval is necessary.

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